Understanding Your FEMA Letter – Alabama News


ATLANTA – Survivors of the disaster in Autauga, Coosa, Dallas, Elmore and Hale counties who have applied for assistance from FEMA will receive an eligibility determination letter from FEMA by mail or email.

The letter explains your application status and how to respond. It is important to read the letter carefully as it will include the amount of assistance that FEMA may provide and information on the appropriate use of funds for disaster relief.

Applicants may be required to submit additional information or supporting documentation for FEMA to further process an application for financial assistance. Examples of missing documents can be:

  • Proof of insurance coverage
  • Settlement of insurance claims or denial letters from the insurance provider
  • proof of identity
  • proof of occupancy
  • title deed
  • Evidence that the damaged property was the applicant’s primary residence at the time of the disaster.

If you have questions about your letter, call the Disaster Assistance Hotline at 800-621-3362 to find out what information FEMA needs.

A FEMA inspection may be required to determine if a home is safe, sanitized, accessible, and functional. FEMA considers the following factors when inspecting a home:

  • Heating, ventilation, and air conditioning (HVAC) or other heating and cooling sources.
  • Access and egress, including privately owned roads, privately owned bridges and
    Privately owned docks.
  • Blocking, leveling and anchoring a mobile home and reconnecting or resetting its sewage, water, electrical, oil and fuel lines and tanks.
  • The exterior of the house is structurally sound, including the doors, roof and windows.
  • The electricity, gas, heat, plumbing and sewage or sewage treatment systems are working properly.
  • The interior’s habitable areas are structurally intact, including the ceiling and floors.
  • The house is able to function for its intended purpose.
  • There is secure access to and from the house.

FEMA support is not the same as insurance. FEMA assistance only provides funds for basic work to make a home livable, including items such as toilets, a roof, critical utilities, windows, and doors.

Appeal against FEMA’s decision

Applicants who disagree with FEMA’s decision or the amount of assistance may submit a letter of appeal and documents supporting their entitlement, such as: B. An estimate from a contractor for home repairs. Applicants have 60 days to send the appeal letter to FEMA.

FEMA may seek support from another source, such as B. Insurance statements, do not duplicate. However, individuals who are underinsured can obtain further assistance for uncovered needs after insurance claims have been settled by filing insurance settlement or denial documents with FEMA. FEMA does not provide support for insurance deductibles.

Objections must be made in writing. Explain the reason or reasons for the appeal in a signed and dated letter. It should also contain:

  • Applicant’s full name
  • Disaster Number (DR-4684 for Alabama)
  • Primary residence address prior to the disaster
  • Applicant’s current phone number and address
  • The FEMA application number on all documents

If someone other than an applicant or co-applicant is writing the appeal letter, that person must sign it and provide FEMA with a signed statement authorizing the individual to act on the applicant’s behalf. Letters must be postmarked within 60 days of the date of the letter of destination. Letters of appeal and supporting documents may be submitted to FEMA by facsimile, mail, or through a FEMA online account. To set up an online account, visit DisasterAssistance.gov, click Apply Online, and follow the prompts.

By mail: FEMA National Processing Service Center, PO Box 10055, Hyattsville MD 20782-7055

By fax: 800-827-8112 Attention: FEMA

For an accessible video on applying for assistance, see youtube.com/watch?v=WZGpWI2RCNw.

For disaster recovery information in Alabama, see fema.gov/Disaster/4684. Follow FEMA on Twitter at FEMA Region 4 (@femaregion4) / Twitter and at facebook.com/fema.